Monday, April 9, 2012

Senator Peacock Introduces Legislation to Require Verification of Auto Insurance

Louisiana Senator Barrow Peacock has introduced legislation that will amend current Louisiana automobile insurance law to include electronic or telephone verification of coverage.

The bill is SB655 and is currently assigned to the Senate Insurance Committee.

Current mandatory insurance laws are:
  • In the state of Louisiana,  most vehicles must carry liability insurance. The only vehicles that do not have to carry liability insurance are parade vehicles, vehicles owned by the state of Louisiana, and buses owned by the individual Louisiana cities.
  • Louisiana requires that motorist’s vehicles carry minimum liability insurance of $15,000 per person in an accident, $30,000 per accident for bodily injury or death, and $25,000 for property damage.
  • All motor vehicles operating on Louisiana roadways must show proof of insurance upon request. This means that you must carry your insurance card of binder, I.D. card issued by your insurance company, your declaration page or a written statement from the insurance company at all times.
Senator Peacock's bill simply expands on this to require police officers to verify coverage beyond just looking at an insurance card that may or may not be valid or current.

You can follow the progress of this bill here

If you ask me, it's a darned good idea!

Thank You Senator Peacock!

1 comment:

MikeAT said...

In Texas a couple of years ago the state linked registration with insurance company information. When I run a plate I can see if the insurance is current. It helps clear stuff up.